Authorize.Net

FIRST-HAND READS

What people reported, in their own words. Every line links to where it was said.

• “is a secure payment gateway. It doesn't save user card information, only last 4 and customer info so they can confirm identity if needed. I can attest, authorize.net doesn't save info”

  POSITIVE · reliability · Reddit · 2025-03-27

• “We have no issues with credit cards getting stolen. We use authorize.net and don't even have access to customers credit card info.”

  POSITIVE · reliability · Reddit · 2025-03-24

• “i switched to authorize.net since and haven't had any issue 😁”

  POSITIVE · reliability · Reddit · 2025-03-19

• “I did try Authorize.net and 2checkout but the fees were on the higher side”

  NEGATIVE · price · Reddit · 2025-03-15

• “Takes 3 days for funds to become available for me with authorize.net”

  NEGATIVE · reliability · Reddit · 2025-03-09

• “old cranky [Authorize.net](http://Authorize.net) and they just send an OK or NO-GO response after the card is charged”

  NEGATIVE · features · Reddit · 2025-03-05

• “I have built several eCommerce websites with Subscription Products that use [Authorize.net](http://Authorize.net) recurring billing with CIM”

  POSITIVE · features · Reddit · 2025-02-20

• “i used [authorize.net](http://authorize.net) since i was able to integrate that into my gunbroker checkout as well, so now I can process credit cards on both my website and directly on gunbroker which really helps with sales”

  POSITIVE · integration · Reddit · 2025-02-12

• “Authorize.Net error: E00008 User authentication failed. The account or API user is inactive”

  NEGATIVE · reliability · Reddit · 2025-02-10

• “I like [Authorize.net](http://Authorize.net) and it's cheaper than Stripe if you have over $X and transactions”

  POSITIVE · price · Reddit · 2025-01-22

• “we used to have to set up our own merchant accounts and use services like Authorize.net and build all these workflows ourselves. This is so much better than that.”

  NEGATIVE · ease of use · Reddit · 2025-01-21

• “I have to pay an additional 2.9–4% to [Authorize.net](http://Authorize.net), depending on the type of card and whether it's swiped or dipped. highway fucking robbery.”

  NEGATIVE · price · Reddit · 2025-01-17

• “Since the suspension I've been working with [Authorize.Net](http://Authorize.Net) and Paypal and had no further problems”

  POSITIVE · reliability · Reddit · 2025-01-15

• “boy was I happy when [Authorize.net](http://Authorize.net) added subscriptions so we didn't have to even store the credit card information anymore”

  POSITIVE · features · Reddit · 2024-12-28

• “authorize.net will be your gateway so you can set up your subscriptions”

  POSITIVE · features · Reddit · 2024-12-04

• “BankCardUSA/Authorize.net was our best payment processor who we are still with”

  POSITIVE · Reddit · 2024-11-26

• “Ultimately used BankCardUSA/Authorize.net and can make a referral for you”

  POSITIVE · Reddit · 2024-11-25

• “they will shut down your payment processors if they get caught in the algo or someone reports them. I had to go international with [authorize.net](http://authorize.net)”

  NEGATIVE · reliability · Reddit · 2024-11-07

• “Authorize has no idea, we are still trying to figure it out and they want me to apply for second account for that currency. Meaning when I run ads I have to have a duplicate website for each currency.”

  NEGATIVE · support · Reddit · 2024-10-26

• “Authorize has no idea, we are still trying to figure it out and they want me to apply for second account for that currency”

  NEGATIVE · support · Reddit · 2024-10-26

• “I eventually went to Authorize.net for simple apparel like this”

  MIXED · features · Reddit · 2024-10-26

• “I've been using Authorize.net going on 2 years without any issues.”

  POSITIVE · reliability · Reddit · 2024-10-25

• “With [Authorize.net](http://Authorize.net), we (the vendor) never come into contact with your card and payment information. It remains encrypted through the payment gateway.”

  POSITIVE · Reddit · 2024-09-14

• “the testing mode that [Authorize.net](http://Authorize.net) had was very flaky and almost impossible to use in staging, unless you did a load of extra development yourself to swizzle stuff out, there was no easy way to do full integration testing that called through to their servers in a test mode”

  NEGATIVE · reliability · Reddit · 2024-09-03

• “Authorize.net was a PITA to set up (potentially hundreds of lines), maintain (they didn't care about suddenly breaking or EOLing you), and debug”

  NEGATIVE · ease of use · Reddit · 2024-09-03