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MIXED
55/100
UNBOUGHT SCORE
CONFIDENCE 99.9%
Mixed reads
R

Revolut

Digital banking app offering multi-currency accounts, cards, and transfers
MIXEDFinance
Pricing
Freemium
Learning curve
Easy
Time to value
Immediate
Visit WebsiteSave to Stack
BEST FORSoloSmall Team
WORKS FOR

Breaking a Catch-22 for expats needing a bank account to rent, Receiving EUR payments to a multi-currency account, Using the Ultra tier for bundled perks like FT subscription and lounge access

KEY INSIGHT

It's a versatile digital finance tool for international payments and perks, but not a stable, full-service bank for core business banking.

DOESN'T WORK FOR

Reliable, full-service banking with the regulatory stability of a traditional bank

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FIRST-HAND READS

What people reported, in their own words. Every line links to where it was said.

  • “Switching to the Revolut app to generate a disposable card number consistently evicts my browser tab from RAM. ~100% of the time this happens and I get extremely frustrated by it losing my state in the checkout flow.”

    NEGATIVE · performance · Hacker News · 2026-07-05

  • “After switching to Revolut, happily dumped my PayPal account.”

    POSITIVE · Hacker News · 2026-02-25

  • “any backing apps I've tried work fine, PTSB, AIB, revolut, IBKR, Trade Republic. I've had no issues there.”

    POSITIVE · reliability · Hacker News · 2025-09-12

  • “Revolut worked immediately, didn't have to install any modules”

    POSITIVE · reliability · Reddit · 2025-05-19

  • “Voy a mantenerme debajo de 50k en Revolut porque no tengo ganas de llenar un 720.”

    NEGATIVE · Reddit · 2025-05-19

  • “Revolut now take cash deposits, most shops with pay point will let you deposit. They've a map on their app”

    POSITIVE · features · Reddit · 2025-05-19

  • “Revolut CCs have lower-or-equal rewards (some CC payments aren't eligible for some stuff), so you're better using the debit and hooking it to the line of your existing CC”

    NEGATIVE · features · Reddit · 2025-05-19

  • “if Revolut provides saving accounts, put the 100€ there and enjoy the interest”

    MIXED · support · Reddit · 2025-05-19

  • “I just realized today that I can't pay on the Playstation Store (can't even withdraw back to Revolut)”

    NEGATIVE · features · Reddit · 2025-05-19

  • “trading penny stocks on Revolut doesn't make you a hustler who escaped the rat race”

    NEGATIVE · Reddit · 2025-05-19

  • “I tried to put the IBAN from Revolut, but it doesn't seem to be ok because I get an error”

    NEGATIVE · integration · Reddit · 2025-05-18

  • “as soon as I put in my dob I get redirected to revolut junior”

    NEGATIVE · ease of use · Reddit · 2025-05-18

  • “revolut mi a promis ca imi voi recupera banii in decirs de 30 de zile”

    MIXED · support · Reddit · 2025-05-18

  • “Really does not recommend using revolut to deal with crypto withdrawn, many questions need to answer and the large amount need 3 hrs to process at least.”

    NEGATIVE · ease of use · Reddit · 2025-05-18

  • “I contacted revolut, they canceled my card and issued a new one, had new card in hand in less than a week.”

    POSITIVE · support · Reddit · 2025-05-18

  • “konverzije online kupnji u usd ili eur bile jeftinije na Revolutu”

    POSITIVE · price · Reddit · 2025-05-18

  • “breaching the Revolut terms by handing a piece of plastic in somebody's hand”

    NEGATIVE · Reddit · 2025-05-18

  • “Revolut Premium which gives me also the paid plan of Perplexity for free”

    POSITIVE · price · Reddit · 2025-05-18

  • “it's just Revolut that fails. I get a notification saying "receiving bank declined transfer" 🤷‍♂️ I've had no emails from Revolut notifying a change of policy, it's just started happening unannounced.”

    NEGATIVE · reliability · Reddit · 2025-05-17

  • “sem si med potovanjem zrihtal Revolut in uvozil novo kartico, kar je delovalo perfektno”

    POSITIVE · performance · Reddit · 2025-05-08

  • “I did pay with my Revolut card for hotels and more expensive meals because Alipay has a 3% international card fee for transactions over 200rmb… and that adds up quickly!”

    POSITIVE · price · Reddit · 2025-05-01

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