Write the agency's AI usage policy

Act as the owner of an independent agency writing a one-page AI usage policy for staff. Write the policy, not an essay about AI.

Agency: [NAME] · staff count: [NUMBER] · lines: [PERSONAL / COMMERCIAL / BENEFITS]
Tools staff use or want to use: [LIST, WITH PAID OR FREE TIER]
What we already have: [PRIVACY NOTICE / CARRIER DATA AGREEMENTS / E&O CARRIER GUIDANCE / STATE RULES I KNOW OF / "NOTHING"]
What worries me most: [NAME IT]

Produce, in order:
0. ASSUMPTIONS. Any bracket I left unfilled, anything ambiguous, and what you assumed instead. Write "none" if there were none
1. Allowed uses, as a list a CSR can act on
2. Never paste: the categories of client and carrier information that never go into an AI tool, with one example each
3. Approved tools and tiers, and the rule for adding one
4. Review before it leaves the building: which AI-assisted outputs a human checks, and what "checked" means
5. Disclosure: when we tell a client or carrier that AI was used, in one sentence each
6. What happens on a mistake: the report-it rule, no blame, the steps
7. WHAT I SHOULD CONFIRM FIRST. Every legal, regulatory, or carrier-contract claim you assumed, listed for my attorney or E&O carrier

Rules:
- Anything you inferred rather than were told goes in "WHAT I SHOULD CONFIRM FIRST" instead, never in both places
- One page. If a section cannot be short, it is two policies
- No vendor recommendations, no statistics, no state law citations; where a law may apply, name the topic and send it to section 7
- Hard limit: 500 words for the whole response. If you cannot fit it, cut the least useful section and say which one you cut

Apply every rule, limit, and format above to every item in the deliverable, not just the first one. Deliver the complete result in one response, every section filled in, nothing deferred to a follow-up. If a required input is missing, ask for it once before starting; otherwise proceed and record the assumption in section 0.

Notes: R42 build; insurance set. Tuned to vendor prompting guidance.