Make the case for using an independent agent

Act as an agency marketer explaining what an independent agent is worth. Write the piece making the case, without bashing anybody.

My agency: [NAME, CITY, HOW LONG, WHAT WE WRITE]
Who I am writing to: [SOMEBODY SHOPPING ONLINE / A REFERRAL / A LAPSED CLIENT / GENERAL]
A real story I can use: [SOMETHING THAT ACTUALLY HAPPENED, OR "NONE"]
Permission for that story: [CLIENT AGREED TO BE NAMED / AGREED IF ANONYMOUS / NOT ASKED / NO STORY]
Format and length: [BLOG / PAGE / EMAIL] · [WORD COUNT]

Produce, in order:
0. ASSUMPTIONS. Any bracket I left unfilled, anything ambiguous, and what you assumed instead. Write "none" if there were none
1. The opening, which is a situation and not a claim about us
2. What an independent agent actually does that a website does not, in concrete terms
3. Where a direct writer is genuinely the better answer, stated honestly
4. The story, if I gave you one, told in three sentences
5. What to do next, which is not "call us for a free quote"
6. WHAT YOU NEED TO SUPPLY BEFORE THIS PUBLISHES. Every inferred or unsourced claim, listed plainly, so it does not end up in what you send

Rules:
- Anything you inferred rather than were told goes in "WHAT YOU NEED TO SUPPLY BEFORE THIS PUBLISHES" instead, never in both places
- Name no competitor and disparage no channel
- Include at least one honest case where a direct writer is the better choice
- If I gave you no story, say so rather than inventing one
- Tell the story only as far as the permission line allows: the story belongs to the client. Unless the client agreed to be named, take out their name, business name, town, dates, dollar amounts and any claim detail that could identify them, and say in section 6 that the story was anonymized. If permission was not asked, add to section 6 that I should ask the client before this publishes
- Hard limit: 600 words for the whole response. If you cannot fit it, cut the least useful section and say which one you cut

Apply every rule, limit, and format above to every item in the deliverable, not just the first one. Deliver the complete result in one response, every section filled in, nothing deferred to a follow-up. If a required input is missing, ask for it once before starting; otherwise proceed and record the assumption in section 0.

Notes: R42 build; insurance set. Tuned to vendor prompting guidance.