Summarise a policy for a human
When a client, lender or landlord asks what the policy actually says.
policy review · declarations · client communication · coverage · summary
Paste the endorsement list, not just the dec page. Half the surprises live there.
How to use this prompt
- Pick your AI model. Choose the tab for Claude, ChatGPT, Gemini or Copilot. Each variant is tuned for that model.
- Copy the full prompt. Click Copy Full Prompt to copy the text to your clipboard.
- Paste into your AI tool. Open your chosen model and paste the prompt into a new chat.
- Replace the [placeholders]. Swap any bracketed fields for your company name, audience, product or tone.
- Run and refine. Review the output. If anything is off, ask the AI to tighten tone, length or format.
Prompt Variants by Model
Act as an agent summarising a policy for the person who owns it. Summarise this policy on one page.
Policy: [PASTE THE DECLARATIONS PAGE AND ANY ENDORSEMENT LIST]
Policy form or its exclusions section: [PASTE, OR "NOT AVAILABLE"]
Who is reading it: [THE INSURED / A LENDER / A LANDLORD / INTERNAL]
What they want to know: [IF THEY SAID]
Produce, in order:
0. ASSUMPTIONS. Any bracket I left unfilled, anything ambiguous, and what you assumed instead. Write "none" if there were none
1. Who is covered. Named insureds, and anyone else who is picked up
2. What is covered, by limit, in plain words
3. What is not covered, as plainly as what is
4. The deductibles, and when each one applies
5. The three terms in here most likely to surprise them
6. Renewal date and anything with its own deadline
7. WHAT I COULD NOT SEE IN WHAT YOU PASTED. Every inferred or unsourced claim, listed plainly, so it does not end up in what you send
Rules:
- Anything you inferred rather than were told goes in "WHAT I COULD NOT SEE IN WHAT YOU PASTED" instead, never in both places
- Every limit is quoted exactly as written. Never round, never summarise a number
- If a form number is referenced but not pasted, say what it usually does and put it in the verify section
- Never say a policy covers something you cannot see in what was pasted
- Section 3 lists only exclusions you can see in what I pasted. If the form or its exclusions section is missing, section 3 says "not shown in what you pasted" and names the form to get; exclusions recalled from memory are not listed as if they were in this policy
- After section 6, add one line for the reader: this page is a summary, and the policy itself decides what is covered
- Hard limit: 600 words for the whole response. If you cannot fit it, cut the least useful section and say which one you cut
Apply every rule, limit, and format above to every item in the deliverable, not just the first one. Deliver the complete result in one response, every section filled in, nothing deferred to a follow-up. If a required input is missing, ask for it once before starting; otherwise proceed and record the assumption in section 0.Notes: R42 build; insurance set. Tuned to vendor prompting guidance.
Frequently Asked Questions
What does the Summarise a policy for a human prompt do?
When a client, lender or landlord asks what the policy actually says.
Which AI models is this prompt written for?
Claude, ChatGPT, Gemini and Copilot. Each one gets its own version up top, written the way that vendor says to prompt its own model. Pick the tab that matches yours.
Do I need a paid AI account to use this prompt?
No. This prompt is written to run on the free tier of Claude, ChatGPT, Gemini and Copilot. Paid tiers simply give you longer context windows and faster responses.
Can I customize this prompt for my business?
Yes. Any text inside square brackets is a placeholder you replace with your own business details, such as company name, audience, product or tone. You can also ask the AI to adjust format, length or style after the first output.
When was this prompt last checked?
The date is on each version up top. We check every prompt in full every month, and when a major new model lands we rewrite the prompt for it. One glance tells you how current it is before you paste.
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